Seed Finance Programs

VISA/MASTERCARD/DISCOVER

We accept Visa, MasterCard and Discover. Payments can be taken by telephone, or we can provide you with forms to fill out, sign, and return to the office. Payments will be credited to your dealer account the next business day after acceptance of the charge by Visa, MasterCard, or Discover.

HarvestPlan

HarvestPlan is our in-house deferred financing program for dealers or customers. This is a great option for those that prefer to pay after harvest, and allows you to reap the benefits of the best financing options. For rules and provisions please be sure to contact your local seed sales representative and ask about HarvestPlan.

Farm Plan

These financing options are only available to Farm Plan Preferred Account customers. All transactions are subject to Farm Plan approval and must be authorized with the correct finance plan number. The following information details the programs available to our customers. Take advantage of early discounts for best price opportunities. Payment terms after harvest, zero interest options and competitive interest rates.

How to Apply for Farm Plan financing

To take advantage of Farm Plan financing on a purchase, the customer needs a Farm Plan Preferred account. If your customer does not have a Farm Plan Preferred Account, a credit application must be completed and submitted for approval by Farm Plan prior to processing the sale. For a credit application please call Farm Plan direct at 800-433-8964, go to Farmplan.com, or call your area seed sales representative.

Credit applications can either be faxed to Farm Plan at 800-322-1275, mailed to Farm Plan or the customer can complete an application on-line at www.farmplan.com. Farm Plan will notify our company once an application decision has been made. Customers will also receive notice of the decision from Farm Plan via mail.

Farm Plan applications, instructions, agreements, and disclosure forms can be obtained from the company Intranet Site.

If you have any additional questions regarding any Farm Plan options please contact: Donna Mueller at 402-467-3216.

Please log on to Farm Plan.com or call 1-800-433-8964 for further details.
 

Program Option	Signup Deadline	Cash Discount Deduction	Minimum Purchase	Payment Due Date
Seasonal Terms Variable interest rate of Prime -2%	March 1, 2008	3%	$1,000	Due in full on customer’s December 2008 Farm Plan statement due date.
120-days No-Payments/No Interest	March 1, 2008	3%	$1,000	120-days No-Payments/ No-Interest followed by Prime plus 8.9% with final payment due on customer’s December 2008 Farm Plan statement due date
Seasonal Terms Fixed Interest rate of 3%	January 5, 2008	6%	$1,000	Due in full on customer’s December 2008 Farm Plan Statement due date.
Farm Plan Regular 30 Day Revolving Terms	No deadline	0%	No Minimum	Interest Free if Monthly Balance Paid in Full or 10% Minimum Monthly Payment
Additional information on Special Terms transactions: ¨ The Crow's Hybrid Finance Programs are only available to Farm Plan Agricultural Preferred account holders and are subject to Farm Plan approval. ¨ A Discount Deduction is taken from the available cash discount at the time of the transaction. ¨ A special variable interest rate, as described above, starts from the date of purchase, which may be prior to the delivery or receipt of merchandise. ¨ Principal balance and all other accrued interest and finance charges associated with Special Terms finance transactions are due in full on the customer’s statement due date as described above. ¨ If the balance is not paid by the due date, your customers will no longer qualify for the rate described above. From that date forward, their ANNUAL PERCENTAGE RATE for this purchase will be Prime + 8.9% (17.15% for Preferred accounts, as of 6/15/2007), as described in the Farm Plan Credit Agreement.